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Michelle Lambright Black

MoneyTips Reviewer

Michelle Lambright Black is a leading credit expert, author, writer, and speaker with over a decade and a half of experience in the credit industry. She is an expert in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. She is featured monthly at credit seminars, podcasts, and in print.

Read Articles Reviewed by Michelle

Co-Signing for a Credit Card How To Check Your Free FICO® Score (and Every Other Free Credit Score) In Under 5 Minutes Using Credit Cards Responsibly What Is a Credit Builder Loan? Another Way To Build Credit How To Rebuild Credit: A DIY Credit Repair Guide How To Build Credit: 5 Ways To Increase Your Credit Scores How To Keep Your Credit Scores High During Retirement Why It’s Smart To Get a Credit Card After Bankruptcy How to Avoid Paying Interest on Credit Cards Does Closing a Credit Card Hurt Your Credit? What’s a Grace Period for a Credit Card? The Secret to Never Paying Interest Charge Cards vs. Credit Cards — What’s the Difference? What Is an Adverse Action Notice? How Credit Card Balance Transfers Work The Definitive Guide to Building Business Credit Credit Reports Explained: What’s a Credit Report, and How Do You Read One? FICO® Score vs. Credit Score: What’s the Difference? How Minimum Payments and Credit Card Interest Are Calculated (With Residual Interest Explained) How to Remove a Late Payment from Your Credit Reports How Does the Credit Utilization Percentage Impact My Credit Score? How To Build Credit With a Credit Card Adding an Authorized User to Your Credit Card How To Dispute Errors and Mistakes in Your Credit Reports My Credit Card Is Lost or Stolen – What Do I Do Now? Credit Report Inquiries How Much Does a Credit Card Cost? Credit Card Fees Explained Credit Card vs. Debit Card: Why You Should Choose One Over the Other Credit Card Issuers vs. Networks – What’s the Difference? How To Change Your Credit Card Due Date How to Pay Off Debt: 6 Strategies That Work How to Increase Credit Limit (It’s Easier Than You Think!) Credit Card Security: 11 Do’s and Don’ts for Avoiding Identity Theft How Paying a Credit Card Works: Understanding Your Credit Card Statement How To Get A Collection Removed From Your Credit Reports What Is APR? Your 6-Minute Guide to Annual Percentage Rates Credit Scores Defined: What Are Credit Scores and What Affects Them?

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