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Michelle Lambright Black

MoneyTips Reviewer

Michelle Lambright Black is a leading credit expert, author, writer, and speaker with over a decade and a half of experience in the credit industry. She is an expert in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. She is featured monthly at credit seminars, podcasts, and in print.

Read Articles Reviewed by Michelle

Co-Signing for a Credit Card How To Check Your Free FICO® Score (and Every Other Free Credit Score) In Under 5 Minutes Using Credit Cards Responsibly What Is a Credit Builder Loan? Another Way To Build Credit How To Rebuild Credit: A DIY Credit Repair Guide How To Build Credit: 5 Ways To Increase Your Credit Scores How To Keep Your Credit Scores High During Retirement How to Avoid Paying Interest on Credit Cards Does Closing a Credit Card Hurt Your Credit? What’s a Grace Period for a Credit Card? The Secret to Never Paying Interest Charge Cards vs. Credit Cards — What’s the Difference? How Credit Card Balance Transfers Work

Read Articles by Michelle

What Is a Security Deposit? A Definition and How To Avoid Them FICO® Score 10: Everything You Need to Know What Is Creditworthiness? A Definition and Explanation Fraud Alerts: How To Place Them and What To Know Credit Card Debt Forgiveness 101: How To Ask Creditors To Forgive Debt Delinquent Accounts – How To Avoid Them or Handle Them if They’re Already on Your Credit Reports Does Buying Tradelines Help Credit Scores? Lines of Credit – How They Work and How They Affect Your Credit Scores How Do Public Records Impact My Credit? Bankruptcy, Judgments, and Tax Liens Charge-Offs: How They Work and How They Affect Your Credit Statement Balance vs. Current Balance: What Should You Pay? What Is Revolving Credit? A Definition and How It Works

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