2022’s Best Credit Cards for Uber and Lyft

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Here is our list of best credit cards for Uber and Lyft.

Lyft Rides

Chase Sapphire Reserve® Credit Card

The Chase Sapphire Reserve® Credit Card is an excellent travel card, but it got an upgrade that makes it even better for Lyft riders.

You 10X points per dollar on Lyft rides through March 2025 and a free year of Lyft Pink, which includes:

  • 15% off all rides
  • Relaxed cancellation fees
  • Priority airport pickup
  • Waived lost and found fees
  • Three free 30-minute bike or scooter rides per month
  • Special member offers

Uber rides earn 3X points as part of the travel category, which isn’t too bad.

Runners-up:

  • Chase Sapphire Preferred® Card
  • Chase Freedom Flex℠ Credit Card
  • Chase Freedom Unlimited®
  • Capital One Venture X Rewards Credit Card

Uber Perks

The Platinum Card® from American Express

We wouldn’t suggest getting the Platinum Card® from American Express just for its Uber perks, but it’d be a beneficial card for regular Uber users.

It’s got two Uber-specific features:

  • Up to $200 in annual Uber Cash: Add your Platinum Card® to the Uber app to get up to $15 in Uber Cash per month (plus a $20 bonus in December) for Uber Eats and rides only.
  • Uber VIP: Add your Platinum Card® to the Uber app to get Uber VIP status where available.

Since your Uber Cash is split up into $15 per month, this card is best for frequent Uber riders. You can’t roll over Uber Cash. You must use it all each month to max it out.

The $200 in Uber Cash is valuable and helps offset the annual fee. There aren’t any Lyft perks or specific rewards for rideshares.

Runners-up:

  • American Express® Gold Card
  • American Express® Green Card

What’s the Best Credit Card for Uber?

There are several great cards for booking Uber rides:

  • U.S. Bank Cash+® Visa Signature® Card: 5% cash back in one of two categories, including ground transportation like Uber
  • Apple Card: 3% cash back for Uber and Uber Eats with Apple Pay
  • Chase Sapphire Reserve® Credit Card: 3X points at restaurants, which includes Uber Eats, with top-notch point transfer options
  • The Platinum Card® from American Express: Up to $200 in Uber Cash per year and Uber VIP status
  • Ink Business Preferred® Credit Card: Small-business owners can earn 3X points on dining and other valuable bonus categories and earn great redemption options

What’s the Best Credit Card for Lyft?

There are many great cards out there, but Lyft riders should explore Chase credit cards for their excellent Lyft rewards and perks:

  • Chase Sapphire Reserve® Credit Card: It’ll be hard to beat 10X points for Lyft rides and a Lyft Pink membership
  • Chase Sapphire Preferred® Card: This popular travel card earns 5X points for Lyft rides
  • Chase Freedom Flex℠ Credit Card: Get 5% cash back on Lyft rides and a selection of rotating bonus categories
  • Chase Freedom Unlimited®: 5% cash back on Lyft rides through March 2022, travel purchased through Chase Ultimate Rewards and 1.5% cash back for everything else
  • Ink Business Preferred® Credit Card: 5X points for Lyft rides with no limit and can help keep your business growing

What Lyft Benefits Come With Chase Credit Cards?

Chase and Lyft are working together to provide some stellar perks on a solid selection of Chase credit cards.

All of the cards in Chase’s Ultimate Rewards® card family gained a new Lyft bonus category. High-end cards like the Chase Sapphire Reserve® Credit Card earn 10X points.

The card also offers a free year of Lyft Pink, which gives you 15% off every ride, relaxed cancellation fees, special member offers and more.

Cards with lower annual fees now earn 5X points or 5% cash back, such as the Chase Sapphire Preferred® Card and Chase Freedom Flex℠ Credit Card. These cards don’t have Lyft Pink membership.

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