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Interest & Fees

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What Is APR? Your 6-Minute Guide to Annual Percentage Rates

You’ll hear lots of new terms when you apply for a loan or credit card. Annual percentage rate, or APR, is one you should definitely understand. What’s the definition of APR? The annual percentage rate is what your lender charges you to borrow money on a yearly basis. It includes both your interest rate and...

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What Is a Cash Advance? A Definition and Why You Should Avoid Them

When you need cash right away for an unexpected expense, you may be tempted to turn to your credit card for a cash advance. It’s easy to see the appeal. Credit card cash advances seem like an easy way to access money fast when you’re in a jam or need to cover financial needs with...

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