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Personal Loan vs. Mortgage: Which Is Best?

If you’re new to the world of finance, it can be challenging to choose the lending option for you. Mortgages and personal loans are a couple of the most popular choices. Both involve borrowing money and paying back over time, but similarities end there. Depending on your goal (or goals), one loan can be a...

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Couple Embracing With Engagement Ring Featured

How To Finance an Engagement Ring

You’ve found the person you want to spend forever with, and you’re excited to begin the next chapter of your lives together as an engaged couple.  Understandably, finances may be one of the last things on your mind as you plan to pop the question. But an essential part of the process includes funding that...

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Land Development in rural towns

Using a Personal Loan To Buy Land: Everything You Need To Know

Imagine driving down a country road and seeing a “For Sale” sign nailed to a post in a field. The land is beautiful. It has rolling hills, a river, and tall trees. It’s a lucky find because you’ve always wanted to own property. All you need to do is figure out how to finance the...

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couple looking at paper with debt information

Debt Relief: What It Is & When to Consider It

If you’re dealing with debt, you’re not alone. According to the Consumer Financial Protection Bureau (CFPB), from 2018 – 2020, Americans spent over $120 billion per year on credit card fees and interest. The good news? You may be able to get some financial relief. Read on to learn about debt relief programs and debt...

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Paying Off a Personal Loan Early: What to Consider

If you have a personal loan, paying it off early can reduce your monthly expenses and save you from paying more in interest.  However, having a personal loan paid off early may also come with unintended consequences. It can impact your credit score, cost you hefty prepayment penalties or prevent you from using that extra...

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Short-Term Personal Loans: Defined and Explained

If money is tight or you need to borrow money fast to cover an emergency, a short-term personal loan may be a money-savvy lifeline. These loans allow you to borrow money quickly and repay them quickly. To make the best decision for your finances, weigh your options before you pick a short-term loan. Be realistic...

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wedding places, seats for guests

Are Wedding Loans the Best Way To Cover Costs?

A wedding can be the most magical – and stressful – day of your life. It’s a big commitment to the person you love and a chance to share that commitment with extended family and friends.  Despite all the thrifty tips you’ve collected on #WeddingTikTok, your wedding budget is … well, over budget. But at...

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Personal Loan vs. Car Loan: What’s the Difference?

Before you can get the keys to a new car, you have to figure out how to pay for it first. Unless you can buy your new car with cash, you will likely need to apply for a loan. But which loan would work best for you and your financial situation? Auto loans and personal...

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Co-Signer vs. Co-Borrower: What’s the Difference?

If you’re in the market for a loan or a line of credit, depending on your financial situation, you may need to apply with someone else. Enter the co-signer or co-borrower. Whether you’re considering asking someone to step into one of these roles, or you’re thinking about stepping into one of these roles, it’s important...

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garage with 2 red overhead doors

Garage Financing and Loan Options

A detached or attached garage can add value to your home and convenience to daily life. A garage can be where you park your car or declutter your living spaces. But a garage can be much more than that. You can work out of your garage to grow a side gig into a flourishing business...

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light up sign with words Tax on it

Tax Refund Loans: How To Get an Advance From 2022 Return

It’s hard to wait for your income tax refund check when you need your money sooner. If you know you’ll receive a reimbursement when filing your return, you may want to consider a tax refund loan. Some tax preparation services offer tax refund loans or refund anticipation loans. You receive an interest-free advance, as a...

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Business people shaking hands

Debt Consolidation Vs. Debt Settlement: Which Is Better?

Debt can be a powerful tool when you want to buy a home or a car or go to school. But sometimes debt stinks. Take away mortgage debt, student loan debt and auto loan debt and the U.S. still has over $1.3 trillion in debt from credit cards and other forms of debt. While we...

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