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How Much Can You Borrow With a Personal Loan?

Personal loans are one of the most flexible loan options available. The funds can be used for almost anything, and once you’re approved for the loan the money can be transferred to you quite quickly. So, how much can you borrow? We’ll examine the common limits for personal loans and go over what factors impact...

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A metaphorical image of hands cutting a credit card, meant to represent getting out of credit card debt.

Using a Personal Loan To Pay Off Credit Card Debt: Pros, Cons and Alternatives

Credit card debt can quickly spiral out of control. If you’re looking for ways to help dig yourself out, you’re not alone. Personal loans are a frequently floated tool when discussing ways to get out of this hole. But are they actually a good idea? In this article, we’ll talk through the pros and cons...

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Your Complete Guide to Direct Deposit Loans

Could you use some extra cash in your bank account – quickly? If you’ve had credit issues or money problems in the past, you might be considering a direct deposit loan. When you need money in a pinch, these quick-turnaround loans give you access to cash fast – but you pay dearly in astronomical interest...

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Couple Embracing With Engagement Ring Featured

How To Finance an Engagement Ring

You’ve found the person you want to spend forever with, and you’re excited to begin the next chapter of your lives together as an engaged couple.  Understandably, finances may be one of the last things on your mind as you plan to pop the question. But an essential part of the process includes funding that...

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Land Development in rural towns

Using a Personal Loan To Buy Land: Everything You Need To Know

Imagine driving down a country road and seeing a “For Sale” sign nailed to a post in a field. The land is beautiful. It has rolling hills, a river, and tall trees. It’s a lucky find because you’ve always wanted to own property. All you need to do is figure out how to finance the...

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couple looking at paper with debt information

Debt Relief: What It Is & When to Consider It

If you’re dealing with debt, you’re not alone. According to the Consumer Financial Protection Bureau (CFPB), from 2018 – 2020, Americans spent over $120 billion per year on credit card fees and interest. The good news? You may be able to get some financial relief. Read on to learn about debt relief programs and debt...

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Paying Off a Personal Loan Early: What to Consider

If you have a personal loan, paying it off early can reduce your monthly expenses and save you from paying more in interest.  However, having a personal loan paid off early may also come with unintended consequences. It can impact your credit score, cost you hefty prepayment penalties or prevent you from using that extra...

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Your Guide To Short-Term Personal Loans

If you need cash in a hurry, a personal loan is one of the most flexible options available. That flexibility extends to how you repay the loan. The moniker “short-term personal loan” describes the repayment period for the loan. In this article, we’ll explain how they work and go over the pros and cons of...

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wedding places, seats for guests

Are Wedding Loans the Best Way To Cover Costs?

A wedding can be the most magical – and stressful – day of your life. It’s a big commitment to the person you love and a chance to share that commitment with extended family and friends.  Despite all the thrifty tips you’ve collected on #WeddingTikTok, your wedding budget is … well, over budget. But at...

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Personal Loan vs. Car Loan: What’s the Difference?

Before you can get the keys to a new car, you have to figure out how to pay for it first. Unless you can buy your new car with cash, you will likely need to apply for a loan. But which loan would work best for you and your financial situation? Auto loans and personal...

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two people shaking hands

Co-Signer vs. Co-Borrower: What’s the Difference?

If you’re in the market for a loan or a line of credit, depending on your financial situation, you may need to apply with someone else. Enter the co-signer or co-borrower. Whether you’re considering asking someone to step into one of these roles, or you’re thinking about stepping into one of these roles, it’s important...

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garage with 2 red overhead doors

Garage Financing and Loan Options

A detached or attached garage can add value to your home and convenience to daily life. A garage can be where you park your car or declutter your living spaces. But a garage can be much more than that. You can work out of your garage to grow a side gig into a flourishing business...

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