Unsecured Loans

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5 Best Ways To Finance a Boat

Picture yourself sipping a cool refreshment as the sun beams down on you and there’s the sound of water lapping against the side of your boat. Ahh, that’s the life, isn’t it? Well, this daydream may be easier to make your reality than you thought! We’ve put together five of the best ways to finance...

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Can You Refinance a Personal Loan?

Refinancing your personal loan is a great tactic to manage financial change. Whether you’re making the shift from a two-income to a one-income household, adding a significant expense, paying off credit card debt or sending children off to college, you may need to adjust your personal loan payments to be more affordable. Consider these scenarios:...

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Installment Credit: What Is It and How Does It Work?

There are two main types of credit accounts: revolving credit and installment credit. When it comes to revolving credit, think credit cards. When it comes to installment credit, think mortgages or personal loans. Our guide covers the ins and outs of installment credit: what it is, how it works, how it affects your credit score...

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What Are the Different Types of Credit?

You probably already know that a credit score is a three-digit number lenders use to help them predict a borrower’s ability to repay a loan. You probably also know that to build credit, you have to use credit. But do you know how your score is calculated and the best ways to improve it? Your...

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What Is Revolving Credit? A Definition and How It Works

You’ve probably heard the term “revolving credit” before. But have you ever stopped to wonder: What does revolving credit mean? What is revolving credit and how does a revolving account work? Are revolving accounts different from other types of credit? You may have used revolving credit without knowing the official term. In fact, you probably...

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Why You Keep Getting Declined When You Need a Loan

Whether you’ve been rejected in love – or loans – you’re in good company. Speaking from personal experience, it’s not fun, but people face rejection every day.  If you want to show rejection that it’s not the boss of you, we’ve got a pro tip: dust yourself off and try again!  Don’t be discouraged. Getting...

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Vacations Loans and How To Get One

There are so many reasons to vacation and even more places to go. You could travel your whole life and never see every patch of land and every marvel this world has to offer.  Unless you’re planning on visiting these wonderful places on foot or by bike and sleeping under the stars, traveling can come...

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Credit card storm

Credit Card Refinancing vs. Debt Consolidation

The average American is carrying $5,313 of credit card debt in their wallet. And because the average credit card has an interest rate that ranges from 15% – 25%, that debt can balloon over time.  If you’re looking for ways to pay off your high-interest credit card debt, consider taking advantage of these popular methods: ...

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How To Get a Personal Loan for Medical Expenses: A Complete Guide

Seeking help for any health issue can be a stressful and scary experience. And figuring out how to pay mounting medical bills can be even more stressful and frightening.  A recent study by the Commonwealth Fund found that 4% – 11% of Americans with employer health insurance had high out-of-pocket costs that climbed as much...

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How To Use Personal Loans for a Small Business

You’ve got an amazing idea for a new business. You’re ready to give the world the product it didn’t know it needed, get offers from all the sharks on “Shark Tank” and become a household name.  Or maybe you’ve got a unique set of skills and want to be your own boss. You’ve got everything...

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What Are Personal Loans Used For?

What can you use a personal loan for? The short answer is almost anything. But just because you can do something doesn’t mean you should. We’ll go over the most common reasons to consider a personal loan as well as some examples of when you shouldn’t (even if you technically could). Common Uses for Personal...

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A man in a black and white striped shirt wearing headphones and sitting at a desk in front of his laptop

How To Get a Loan When You’re Self-Employed

Being self-employed looks different for different people. There’s the hustle, the entrepreneurial leap, the layoff rebound, the career makeover and more. No matter why you’re self-employed – or what that even looks like for you – you’re probably working hard to juggle multiple responsibilities.  But, even when things couldn’t be better financially, dips in income...

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