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Can You Pay Off Someone Else’s Mortgage? What Is a Mortgage Reinstatement? How To Pay Off Your 30-Year Mortgage in 15 Years What Is a Mortgage Recast? What Is an Escrow Holdback? What Is an Escrow Refund and What Happens? What Is an Escrow Shortage? What Are Escrow Fees? When Is Your First Mortgage Payment Due? What Is Negative Amortization? How It Works and How to Avoid It How Does Mortgage Interest Work? What Is Mortgage Forbearance and Is It Right for Me?