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VA Loans

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What Are the VA Loan Spouse Requirements?

If you’re the spouse or surviving spouse of a U.S. Armed Forces veteran (including the U.S. National Guard), you may qualify for a U.S. Department of Veterans Affairs (VA) loan – either as a co-borrower or sometimes as a standalone applicant.  Considering everything spouses of active service members and veterans do for their families, as...

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VA Streamline Refinance (VA IRRRL) Defined and How It Works

If you currently have a home mortgage loan through the Department of Veterans Affairs (VA), you may be looking for a way to refinance your loan so you can lower your interest rate.  One option is a VA Interest Rate Reduction Refinance Loan (VA IRRRL), sometimes known as a Streamline Refinance loan. It’s a quick...

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What Is a VA Loan and How Do They Work?

Whether you’ve served on a ship, on an overseas base or in the field, if you’re a military veteran, you’ve probably spent a lot of time away from home. Maybe that’s why more than 75% of veteran households are homeowners, compared to just over 60% of the general population. Despite this, many eligible military borrowers...

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