David Stephens
MoneyTips AuthorDavid is a trusted 30-year professional in the mortgage, real estate, and home-buying space. His work for MoneyTips includes home buying advice, providing thought-provoking insights from the mortgage industry, including compelling thought leadership on interest rates and types of mortgages.
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![Number 4](https://moneytips.com/wp-content/uploads/OG_4ReasonsBorrowersLosePreApprovalStatus-800x535.jpg)
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![Paper ghost](https://moneytips.com/wp-content/uploads/OG_3MortgageMythsHomebuyersShouldNotBelieve-800x535.jpg)
![Family on front steps of home](https://moneytips.com/wp-content/uploads/OG_RefinancingYourMortgagetoPayOffDebts-800x535.jpg)
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