Our Authors & Reviewers

MoneyTips’ mortgage and financial experts have a wide range of experience. What do they share in common? A desire to make complex financial concepts make sense, so you can live your best financial life.

The Team

Think of us like your Yoda, but for finance stuff.

Phillip is a tech-focused financial planner who co-owns a wealth management company focusing on college planning, investments, retirement planning, and other financial planning needs. He has specific expertise in financial planning and taxes.

Dan is an experienced financial advisor who loves helping people clarify their financial goals and take steps to enjoy and protect their lifestyles. He writes on creating financial comfort and building legacies as well as helping & protecting families financially.

Nathan connects with individuals, communities, and news outlets to help educate them on money matters and stimulate financial awareness. He believes that achieving financial success begins with identifying your priorities and facing them head on. You may have seen Nathan on your local news station talking about using credit cards responsibly, building good credit, and more.

Brendan has been writing about personal finance for over eight years. He makes sure that he covers the most important financial topics transparently and precisely, and that we have up-to-date information to meet your financial needs.

Matthew is a freelance writer with a B.A. from the University of Georgia. He specializes in personal finance, real estate, education and insurance. With more than 6 years of experience providing actionable advice to readers, Matthew is dedicated to offering up-to-date information. His goal is to offer genuine, useful insight with every article.

Sandra is qualified as a financial advisor with business accreditation and has an eye for detail. She got her start in the banking industry working with small businesses and startups – and she can tell a good deal from a shiny gimmick. Her passion lies in writing about personal finance and entrepreneurship.

Ashley has years of experience writing about complex financial topics. A finance graduate of the University of Cincinnati, she’s written for Fortune 500 companies and solo entrepreneurs, with a focus on helping young professionals. She’s also a bit of a daredevil. When Ashley is away from her laptop, you might find her on safari in South Africa or cage-diving with great white sharks. Seriously.

Amy got her start in finance as an accountant. She soon developed a passion for sharing her knowledge about taxes. She wants to help readers better understand the ins and outs of taxes, making complex ideas understandable and accessible to everyone, so they can live their best financial lives – and save money.

Michelle Lambright Black is a leading credit expert, author, writer, and speaker with over a decade and a half of experience in the credit industry. She is an expert in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. She is featured monthly at credit seminars, podcasts, and in print.

Kris Lamey is a real estate professional and investor in the competitive South Florida market and has worked as a senior consultant in finance at Fortune 500 and S&P 500 companies. Kris understands the impact content plays in the finance and real estate industries. She holds an MBA in finance from Florida International University.

Jacob uses his years of experience in the credit-information space to follow the latest trends in the credit card industry and identify the topics that are most important and helpful to readers. The surveys and original research he conducts help capture the pulse of consumers' relationships with credit. He leads projects to improve the website based on reader feedback and experiences, supporting his mission to help people build and use their credit responsibly.

Leslie combines the knowledge gained from her long career in the finance and banking industries with her love for writing and research to share helpful information about personal money matters. She focuses on breaking down complex topics with a commonsense approach that doesn’t read like the fine print of a legal contract. Leslie has a B.A. from Harvard University and has written for and about large and small companies as well as government entities and nonprofits.

Sean Messier works to empower individuals with the knowledge required to use credit cards responsibly and to their advantage. His writing and research-based background has granted him experience in an array of topics, from finance to business and beyond. Sean distills the knowledge accumulated over years of experience in the credit space into consistent, actionable articles, guides, and reviews.

Adaeze has a deep understanding of financial concepts and communicates complex topics in an easy-to-understand way. With over 7 years of experience in the finance space, Adaeze is a well-respected authority on all things money. She started her career as an accountant and quickly discovered a passion for sharing knowledge and helping people make sound financial decisions. This led her to pursue a career as a finance content writer.

Brian is an award-winning and nationally syndicated personal finance author. He specializes in providing guidance on how to save thousands of dollars on mortgage payments and taxes, and he provides money tips and debt advice.

Andrew is a freelance writer with nearly a decade of experience. His primary areas of interest include financial, real estate, and macroeconomic topics. In addition to working in the financial planning and real estate sectors, Andrew has also earned degrees in finance and political science from the University of Colorado.

Amanda is a conversion copywriter and passionate about personal finance. She likes to translate complex topics into easy-to-understand articles. Amanda co-founded a SaaS startup and has worked with small businesses and Fortune 500 brands.

Jonathan is a REALTOR® and a former journalist and insurance salesperson. He holds an MA in writing and covers a wide range of financial topics, including real estate, alternative investments, personal finance and more. Jonathan is committed to translating complex industry jargon into a readable, concise format that everyone can understand.

Dan Rafter is a freelance writer who has more than 20 years experience covering personal finance. He's written for the Chicago Tribune, Washington Post, Bankrate, CreditCards.com, Rocket Mortgage, NortonLifeLock and several others.

Josh is a personal finance enthusiast and writer. He began helping people learn how to refinance their homes in 2008 and has been learning and teaching mortgage and money matters ever since.

Rachel has a bachelor’s degree in English and a master's in accounting – the perfect background for a finance writer. She has worked for numerous Fortune 500 companies. Today, Rachel is a Finance Manager for a global entertainment conglomerate in NYC.

Patrick is a freelance writer specializing in personal finance and real estate. He uses his passion for writing and economics to break down complex topics into practical content that people can use to improve their lives. When he isn't writing down tips on how to save for a down payment, Patrick enjoys spending time with his friends and family in Washington, DC.

Tara is a freelance writer specializing in financial and insurance topics. Before writing full-time, Tara worked in the financial services industry serving wealth management clients. She enjoys using her professional experience to help break down confusing financial topics into easy-to-read content.

Susan is a freelance writer who specializes in turning complex financial topics into engaging and accessible articles. She's been writing about personal finance for six years, and was previously the senior writer at The Penny Hoarder and a staff writer at Student Loan Hero. Her personal finance writing has also appeared in publications like MarketWatch and Lifehacker.

Ellen Sirull is a writer with over 15 years of experience, covering topics from personal finance to identity protection to credit and credit cards. Her work has been featured on CNBC, New York Daily News, Fox News, Yahoo! Finance, AOL Finance, Experian and the Identity Theft Resource Center. She enjoys spending time with her family and traveling as much as possible and is always thinking about how best to invest her own money for retirement and her family’s well-being.

David is a trusted 30-year professional in the mortgage, real estate, and home-buying space. His work for MoneyTips includes home buying advice, providing thought-provoking insights from the mortgage industry, including compelling thought leadership on interest rates and types of mortgages.

Winnie is a wealth advisor and financial planner who writes for MoneyTips and contributes to national publications. She is frequently featured as a “top advisor” at national industry events and is often quoted in financial news media outlets such as CNBC.

John Ulzheimer is a recognized expert on credit reporting, credit scoring and identity theft. He is twice Fair Credit Reporting Act (FCRA) certified by the credit reporting industry’s trade association and has been an expert witness in over 140 cases involving credit issues.

Evan graduated from SUNY Oswego with a degree in journalism and creative writing. In his professional writing career, he strives for precision and comprehension in his work. He’s written news articles, blog posts, and copy, working across a slew of different mediums. With in-depth research and great care for accuracy and detail, he now works to bring you the most up-to-date credit information.


Who We Are

MoneyTips exists to provide personal finance advice that you can trust. We explain concepts simply, without bells and whistles or formality, to help you live your best financial life.

More About Us