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Applying for a Credit Card

Young woman with checkbook

What Are Some Advantages and Disadvantages to Paying With Checks?

In an age of digital payments and mobile wallets, writing out a paper check, balancing a checkbook and even cashing a check can seem archaic.  But even though the use of paper checks has declined over the last 20+ years, it’s still helpful to know the ins and outs of this “old school” way of...

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Co-Signing for a Credit Card

When you have great credit, it will usually be pretty easy to get approved for the best credit cards. But for people who have had some serious credit problems in the past, or have no credit and are trying to establish it for the first time, qualifying for a credit card can be a challenge. You...

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How Many Credit Cards Should You Have?

If you’re just getting started on your financial journey, you probably have one credit card you use for everything. Let’s call it your ride or die. Or maybe you’re thinking of applying for your first card. A credit card bestie to help finance your life.  According to an Experian™ review of national credit report data,...

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When Can You Apply For A Credit Card After Bankruptcy?

There’s nothing easy about declaring bankruptcy. From the stress and restrictions to the damage to your credit, it can be a long road for your financial and emotional health. But bankruptcy doesn’t have to be a life sentence. You can start rebuilding your credit with new, positive credit from a credit card. We’ll let you...

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How Can I Easily Stop Getting So Many Credit Card Offers in the Mail?

You get home from a long day of work, take a walk to the mailbox, and open it to discover a stack of unsolicited credit card offers. Sound familiar? Unless you’ve “opted out” from receiving “preapproved” offers, you likely see stacks of these credit card offers filling up your mailbox every week. And like many...

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Annual Income for Credit Card Applications: Everything You Need to Know

Do you remember applying for your first credit card? Didn’t it feel so official filling out all those little boxes and picturing the day that shiny new card with your name on it would show up in the mail? Yes? If you’ve applied before then you probably also remember seeing the questions about your annual...

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Credit card changing hands

Chip Credit Cards: EMV, Chip-and-PIN, and Chip-and-Signature

Almost every credit card issued in the U.S. is equipped with EMV® technology. If you need an EMV® card with Chip-and-PIN capability in particular, check out our list of card issuers that offer Chip-and-PIN cards. What Is EMV® Technology? EMV® is a security standard for storing account information on credit cards. It’s an alternative to...

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