Credit Card Basics
How Does a Credit Card Work? Here’s an Easy-To-Understand Guide and Credit Card Definition
You’ve heard your friend rave about their travel rewards card, which lets them escape to Hawaii for free each year. And you’ve heard about the money your friend saves with their cash back credit card, which earns them money back on every purchase they make. You’d like to visit Hawaii, and you’d like to get...
Credit Card vs. Debit Card: Why You Should Choose One Over the Other
Picture it: You get to the cash register and crack open your wallet. If you’re like a lot of us, you instinctively pull out your trusty piece of plastic — it’s either your debit card or your rewards credit card. But have you ever stopped to wonder if your card of choice is actually the...
Credit Card Issuers vs. Networks – What’s the Difference?
Consumers these days certainly have no shortage of credit card options available to them. In fact, there are so many choices across credit card networks and issuing banks that it can get downright confusing. But how you fill your wallet with the right credit cards will be a different process for you than it will...
How to Increase Credit Limit (It’s Easier Than You Think!)
Ever heard of a credit limit? A credit limit is the maximum amount of money you can spend before you need to pay off some of your credit card’s balance. Depending on the credit card and user, the balance can range from a few hundred dollars to tens of thousands of dollars. Your credit limits...
Credit Card Security: 11 Do’s and Don’ts for Avoiding Identity Theft
Wanna hear something crazy? There are 10 trillion possible combinations of credit card numbers out in the universe, and card issuers are only using about 65 million of them. With odds like that, the statistical likelihood that a criminal will chance upon a valid account number — and then upon your account number — is very low....
How To Pay a Credit Card Bill: Credit Card Payment Strategies and Tips
There’s a big difference between paying off a credit card and paying it off strategically. How you pay off your card (or cards) can help get you out of debt, maximize your credit score and avoid interest charges. The most popular recommendation is to pay the entire statement balance on your credit card by its...
Anatomy of a Credit Card
When you look in your wallet, you might find an array of cards looking back at you. While the card colors and designs may vary, all credit cards have consistent information found on them. Let’s take a look at what’s on a credit card. Front of a Credit Card Credit card design trends are ever-changing,...
6 Tips for a Debt-Free Life — Even With Credit Cards
Ready to kiss your debt goodbye? Or want to avoid accruing debt in the first place? Many financial experts will tell you to completely eschew credit cards, with some going as far as calling them “evil.” While credit cards can certainly lead to unmanageable (and yes, evil) debt, we also believe they can be a...
Change Your Credit Card Due Date
Do you have too many big bills lumped together each month? Learn how you can move the due date on your credit card bill.