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Interest & Fees

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What Is APR? Everything You Need To Know

Whether you’re shopping for a credit card or a personal loan, chances are, you’ve heard you should compare APRs. If you don’t know what that means, you’ve come to the right place. APR stands for annual percentage rate. In this article, we’ll explain how it works, what the different types are and how it’s calculated....

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What Is a Cash Advance? A Definition and Why You Should Avoid Them

When you need cash right away for an unexpected expense, you may be tempted to turn to your credit card for a cash advance. It’s easy to see the appeal. Credit card cash advances seem like an easy way to access money fast when you’re in a jam or need to cover financial needs with...

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