CreditCredit Scores & ReportsCredit Impact on Home Buying

Credit Impact on Home Buying

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Does Refinancing Hurt Your Credit?

If you’re thinking of refinancing your mortgage, auto loan or your student loans, you may be wondering if it will affect your credit. The short answer is yes. But the good news is that the impact won’t be major or last too long. Want to refinance and keep your credit in good shape? Read on...

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Does Mortgage Preapproval Affect Your Credit Score?

You’re settled in your job, you’ve saved for a down payment and you’re ready to kiss paying rent goodbye. But before you start your search for the perfect pad, you’re told that it would be in your best interest to get a mortgage preapproval. To start the process of a mortgage preapproval, a lender will...

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How To Buy a House With Bad Credit

If your credit score is low, you might think you’ll never be able to own a home – but that’s not always true. While a good credit score can unlock the doors to homeownership, aspiring home buyers with less-than-good credit aren’t shut out of the real estate market either.  We can tell you what it...

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What Credit Score Do You Need To Get an FHA Loan?

Do you qualify for an FHA loan based on your credit score and credit history? And even if you do, is an FHA loan the right choice for you? If your credit score is under 620, you may not qualify for a conventional mortgage, but a Federal Housing Administration (FHA) loan could be the answer...

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Credit Score Effects on Mortgage Rates

A good credit score is like having a strong professional network – it opens a lot of doors for you. Behind those doors, you may find perks, like qualifying for a higher spending limit on a credit card, being approved for larger personal loans, and earning lower rates on mortgages and home equity loans. While...

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