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How to Set a Travel Notice for Your Credit Cards
Here’s how to set a travel notice for credit cards from eight issuers, including step-by-step directions.
What Is a Credit Limit and How Does It Affect Your Credit Scores?
When you take out a traditional installment loan, the lender decides upfront how much money it will loan you. You then pay the loan back, generally at a fixed rate over a fixed period of time. Credit cards, on the other hand, work very differently. With a credit card account you can borrow money, pay…
What Is the Fair Credit Billing Act (FCBA) & How Does It Protect You?
Federal law offers you protections from credit card fraud and unfair billing practices. Learn how it can help you.
How and Where To Get Your Free Credit Reports
Did you know that you have the right to free credit reports every year? Thanks to the Fair Credit Reporting Act (FCRA), you can request one free credit report per year from each of the three major credit bureaus: Equifax®, Experian™, and TransUnion®. This is an important ability for consumers, giving you a free way…
2023’s Best Credit Cards for Rebuilding Your Credit
Want to repair your bad credit? Here’s how credit cards can help, plus a few credit cards for rebuilding your credit.
What Is UltraFICO? Giving You a Voice in Credit Scoring
UltraFICO is a new credit scoring model that may help boost your scores.
What Are Contactless Credit Cards & How to Get One
Contactless credit cards are finally catching fire in the U.S. Here’s how to start paying with a wave of your hand.
2 Mortgage Refinance Options For Those Without Income
Are you experiencing a sudden financial hardship such as a loss of employment? Discover how refinancing can help reduce your monthly mortgage payment.
Holiday Bonuses 101: Maximize Return and Minimize Taxes
Congratulations on receiving a holiday bonus! Be careful though, do you know the tax implications? Learn how to maximize return and minimize taxes.
How To Freeze Your Credit Reports
What Is a Credit Freeze? A credit freeze, also known as a security freeze, prevents the credit bureau from sharing your credit report with any person or entity without your permission (it prevents hard credit inquiries). Without a credit report pull, no one can obtain credit and open a new account in your name — in…
2023’s Best Credit Cards for Airline Miles
Wondering how air miles credit cards work — and which one to choose? Find out here.
Top 10 First-Time Home Buyer Mistakes To Avoid
First-time homebuyers may not necessarily understand how complicated the mortgage process is. Beware these common mistakes.