Secured Loans

Believe it or not, there was a time when most car buyers bought their cars with cash. Fast forward to today, and getting a loan to buy a car is pretty much expected. The catch is getting a loan that fits comfortably into your monthly budget. Agreeing to a 72-month car loan can help make...

When you sign a car lease contract, it usually includes buyout terms and the residual value (the car’s estimated value at the end of the lease) – which helps determine the buyout cost. If you want to buy your lease, you may wonder if you can negotiate the purchase price. While successfully negotiating a car...

If you have the means, it can make a lot of sense to pay extra on your car loan payments, especially because it can lead to paying off your loan early and saving money! But depending on your financial situation, it may make more sense to put that money toward building your savings or paying...

Negotiating at a car dealership is a big part of getting the best deal. But not many people like negotiating – it can get emotional, and the confrontation is real! Plan out buying a new car to avoid making common mistakes that result in excess debt (like rolling over the loan balance on your current...

Buying a used vehicle can be a great way to save money. New vehicles depreciate (lose value) fastest during their first year. Even if you buy a used car that is only a few years old, you can still save big bucks. But not all used cars are created equal. You’ll need to compare their...

A car loan can get you on the road if you don’t have the cash to buy your first car. Buying your first set of wheels can be exciting, but it can also feel overwhelming. And if you walk into a dealership unprepared, it’s easy to spend more than you should. The car buying process...

Let’s face it, legal jargon can be … a lot. Case in point: obligor and obligee. If you’ve lived most of your life without ever hearing these words, you aren’t alone. The terms are usually tossed around in courtrooms during family law cases.  But that doesn’t mean you should remain blissfully unaware of them or...

When times are tough, you may need a quick way to access cash to help you through an emergency or cash flow crisis. One way to do this is by borrowing against the value of your car using cash-back auto refinancing. With a cash-back auto refinance loan, you replace your existing car loan with a...

You’ve found a great deal on a used car and decide to go for it. But then, the dealer gives you a paper showing all the fees and monthly payments, and the final cost is a lot more than the sticker price you got excited about. What happened? Paying sales tax may not seem like...

Looking to lower your car payment and free up money in your budget, but negotiating with your lender hasn’t worked? Or maybe you want to pay less interest on your loan? Refinancing your car loan may help. Refinancing isn’t a decision to make lightly. So read on to learn everything you need to know about...

Are you selling your car to a family member or a friend? Gifting it to the new driver in your home? Or listing your car on Craigslist or Facebook Marketplace? No matter how you plan on bidding farewell to your wheels, you’ll need to know how to sign over a car title. And it’s not...

Manufacturer’s Suggested Retail Price (MSRP) is a word commonly thrown around at car dealerships, but it can create some confusion about what you’re paying for.  Let’s dive into what MSRP means, why it’s important when looking at the price of a new car and how to take this knowledge to the showroom floor and get...