Unsecured Loans

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Your Complete Guide to Direct Deposit Loans

Could you use some extra cash in your bank account – quickly? If you’ve had credit issues or money problems in the past, you might be considering a direct deposit loan. When you need money in a pinch, these quick-turnaround loans give you access to cash fast – but you pay dearly in astronomical interest...

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Engagement Ring Financing: Your Complete Guide

How much to spend on an engagement ring is a highly personal decision. Regardless of whether you lean toward the more extravagant or cheaper approach, we’re likely still talking about potentially spending thousands of dollars. With that amount of money on the line, it’s natural to wonder: Can you finance an engagement ring? The short...

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Land Development in rural towns

Using a Personal Loan To Buy Land: Everything You Need To Know

Imagine driving down a country road and seeing a “For Sale” sign nailed to a post in a field. The land is beautiful. It has rolling hills, a river and tall trees. It’s a lucky find because you’ve always wanted to own property. All you need to do is figure out how to finance the...

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Debt Relief: What It Is & When to Consider It

If you’re dealing with debt, you’re not alone. According to the Consumer Financial Protection Bureau (CFPB), from 2018 – 2020, Americans spent over $120 billion per year on credit card fees and interest. The good news? You may be able to get some financial relief. Read on to learn about debt relief programs and debt...

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Paying Off a Personal Loan Early: What to Consider

If you have a personal loan, paying it off early can reduce your monthly expenses and save you from paying more in interest.  However, having a personal loan paid off early may also come with unintended consequences. It can impact your credit score, cost you hefty prepayment penalties or prevent you from using that extra...

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Your Guide To Short-Term Personal Loans

If you need cash in a hurry, a personal loan is one of the most flexible options available. That flexibility extends to how you repay the loan. The moniker “short-term personal loan” describes the repayment period for the loan. In this article, we’ll explain how they work and go over the pros and cons of...

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Wedding Loans: Everything Couples Need To Know

The average wedding costs about $29,000. To help cover expenses, more and more couples are considering wedding loans. But what exactly are wedding loans? Is taking on debt to pay for a wedding really a good idea? We’ll answer those questions and more in this article. What Are Wedding Loans and How Do They Work?...

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Personal Loan vs. Car Loan: What’s the Difference?

Before you can get the keys to a new car, you have to figure out how to pay for it first. Unless you can buy your new car with cash, you will likely need to apply for a loan. But which loan would work best for you and your financial situation? Auto loans and personal...

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Co-Signer vs. Co-Borrower: What’s the Difference?

If you’re in the market for a loan or a line of credit, depending on your financial situation, you may need to apply with someone else. Enter the co-signer or co-borrower. Whether you’re considering asking someone to step into one of these roles, or you’re thinking about stepping into one of these roles, it’s important...

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Garage Financing and Loan Options

Whether you’re trying to increase your property value or keep your vehicle out of the elements, garages have a lot of benefits for your home. But they don’t come cheap. If you’re ready to build or remodel a garage, here’s what you need to know about financing a garage and which loan options are available....

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Tax Refund Loans: How To Get an Advance From 2023 Return

It’s hard to wait for your income tax refund check when you need your money sooner. If you know you’ll receive a reimbursement when filing your return, you may want to consider a tax refund loan. Some tax preparation services offer tax refund loans or refund anticipation loans. You receive an interest-free advance, as a...

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Debt Consolidation Vs. Debt Settlement: How To Choose

Debt can feel like an anchor, dragging you down and keeping you from achieving your financial goals. One of the most popular options for dealing with debt is debt consolidation. Effectively, you take out a loan, usually a personal loan, and pay off your debts. Another popular option is debt settlement, where, either directly or...

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