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Mortgage Lenders

A couple shops for a mortgage together on a laptop.

How To Shop for a Mortgage: A Step-by-Step Guide

Unless you have the cash to buy a house outright, you’ll probably need to shop for a mortgage. But what’s the best way to go about doing that? While the overall process can seem daunting at first, we’ve broken it down into seven straightforward steps. We’ve also included some tips at the end of the...

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Conceptual image of mortgage paper work and keys to a home

Home Buying, Simplified: 5 Steps with Helpful Resources

Buying a home can be overwhelming, especially for first-time buyers. That’s where we come in. We’ve broken down the process into five straightforward steps, including resources to help you complete each one.  As the adage goes, “How do you climb Mt. Everest? One step at a time.” 1. Organize Your Finances Your first order of...

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Man in mortgage office offering chair

What Are the Different Types of Mortgage Lenders?

Buying a home is more than a major life milestone. It’s a major financial investment. And with so much at stake, it’s important to work with real estate professionals, including mortgage lenders, that can offer accurate information and help you make smart decisions.  Our guide will help you recognize the different types of mortgage lenders...

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Credit Union vs. Bank Mortgage Home Financing: Which Is Better?

You’ve made a lot of progress in the home buying process. You’ve started saving money for a down payment, spent time house hunting and found your dream home. Now you’re ready to move ahead with a mortgage lender. And you’ve arrived at the point where you need to make the all-important “credit union vs. bank...

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What Is a Verification of Mortgage?

Let’s say you recently sold your home and want to buy a new home. Or maybe you’ve decided to refinance your mortgage with a new lender. In either case, your new lender is going to want to know more about your history with your previous mortgage lender.  To get that information, they may request a...

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Pink piggy bank with coins falling around it.

10 Crucial Questions To Ask a Mortgage Lender

No lender is one-size-fits-all. For example, different lenders can offer various types of mortgages, and there can be major differences in their fees and loan terms. Asking questions before committing to a lender is a critical step in the home buying process. We’ve put together what we consider the 10 most critical questions to ask...

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Can You Move Your Mortgage to Another Bank?

Finding a mortgage lender is a bit like finding the right person to marry. After all, a home loan is probably the largest and longest loan you’ll ever take out. You could be in a “relationship” with your lender for up to 30 years.  But what if things change and you slowly fall “out of...

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Guide to Finding The Best Mortgage Lender

For most home buyers, there’s no buying a house without getting a mortgage – and there’s no getting a mortgage without getting a mortgage lender. Think of mortgage lenders as the gatekeepers to homeownership. If you pay with cash, you can skip right past the lender. But if you’re like the rest of us –...

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woman choosing a mortgage lender looking through papers and sitting at table

How To Choose a Mortgage Lender: A Beginner’s Guide

Prospective home buyers may assume that choosing a mortgage lender is all about getting the lowest interest rate. While mortgage interest rates vary by lender and should be a major consideration, there are many other factors, too.  Learning how to evaluate a mortgage lender requires understanding how lenders make decisions regarding mortgage applications.  In this...

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