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Home Affordability

A young woman unpacking moving boxes in her new home

How Much House Can I Afford?

Are you asking yourself, “How much house can I afford?” The answer will depend on your current debt-to-income (DTI) ratio, down payment and other factors. Choosing a home is only one part of the homeownership journey. You also need to be sure that you can afford the monthly mortgage when it comes knocking on your...

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Someone's hand puts up a closed sign

Can I Get a Mortgage With No Closing Costs?

Let’s be real, past generations of home buyers had an easier time coming up with down payments and closing costs. And that was great for them, but times have changed.  For most home buyers today – especially people trying to buy their first home – student loan debt, credit card debt and TWO recessions are...

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Neon Exit Sign

Can You Back Out of Buying a House?

Whether it’s a bad first date, an awkward family dinner or a client meeting that goes on forever, life is full of situations that may require a smart exit strategy. The best exit strategies are as drama-free as possible and can reduce or virtually eliminate any hard feelings. Home buying can be a lot like...

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A downward view of a doormat that says, “It’s so good to be home"

First-Time Buyer Costs to Include in Your Budget

Buying your first house can be like buying a new motorcycle. Yeah, it costs a significant amount, but you’re pretty sure the payments will be just within your budget, so you get a loan. Before you know it, you’re paying for motorcycle lessons, insurance, a carbon fiber helmet, a synthetic leather motorcycle jacket, constant repairs...

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