Industry Insights

When you’re looking at home mortgages, most lenders will list their 30-year fixed-rate mortgage right at the top.  How popular is it? Well, according to statistical data from the Federal Housing Finance Agency (FHFA), on new residential mortgages between 1998 and 2020, an average of 69.4% of mortgages were 20- and 30-year fixed-rate mortgage loans....

For most home buyers, there’s no buying a house without getting a mortgage – and there’s no getting a mortgage without getting a mortgage lender.  Think of mortgage lenders as the gatekeepers to homeownership.  If you pay with cash, you can skip right past the lender. But if you’re like the rest of us –...

One reason why debt can feel overwhelming is that there seems to be so much of it. Like a crowded closet, we recoil at the chaos and try to pretend that it doesn’t exist.  But debt, like clutter, will catch up with us eventually. To face our debt, we must face our fears, embrace our...

This Independence Day, learn the seven key steps to achieving your own financial independence.

Are you experiencing a sudden financial hardship such as a loss of employment? Discover how refinancing can help reduce your monthly mortgage payment.

First-time homebuyers may not necessarily understand how complicated the mortgage process is. Beware these common mistakes.

If you're worried about your credit score, learn what you can do to boost your rating quickly.

Learn why paying extra on your monthly mortgage payments and reducing your principal early may not be a good idea.

Most homebuyers assume their monthly mortgage payment will include only the principal and the interest. Learn what other expenses they must consider.

Buyers are taken much more seriously when they are pre-approved. Learn how that pre-approval status can be lost so that you can prevent it from happening to you.

Learn about programs from employers and the government that help homeowners with their monthly mortgage payments.

Potential homeowners are often given advice by those who have purchased homes before. Learn which advice may be based on myths rather than facts.

Do you have too many big bills lumped together each month? Learn how you can move the due date on your credit card bill.