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...loans be used for? You may feel confused about what you can actually use your student loan for. To help you out, here’s a list of common uses for student...
...company must either give your account a credit, or give you a timely refund. If the overpayment credit stays on your account for more than six months, they need to...
...those with a good credit score, moving a mortgage to a lower interest rate is a good idea. Even for those who can’t access a competitive rate, refinancing can still...
...of the time of the verification, where do you stand with your mortgage payments? For example, this might be reported as current or 30 days late. Payment history: It’s a...
...credit reports You’re typically allowed one free credit report per year per bureau via AnnualCreditReport.com. If you’re concerned about a collection account that you found on a certain credit report,...
When you’re in the market for a new credit card, you’ll see one term a lot: APR. But without a basis of comparison, it’s hard to know: What is a...
...interest. ⛔Fees and closing costs Home equity loans often come with closing costs, including a lender origination fee, the fee to order a property assessment and more. On average, these...
...late fees of as much as $35 each, but you could also end up triggering an expensive hike to the maximum interest rate that your card issuer charges. This Little-Known...
While being pre-approved is recommended, it is possible to lose that approval. Real estate agents, lenders, and others in the housing industry agree that buyers are taken much more seriously...
Asset allocation models usually refer to the mix of three asset classes in your investment portfolio: stocks, bonds and cash – although cash is sometimes unwisely lumped in with bonds....
...are unsure how this affects your situation. The common thread is to avoid overspending. Don’t go into more debt than you can reasonably repay should you suffer an unexpected drop...
When it comes to down payments – size can matter. The size of your down payment can impact many aspects of your home buying journey: the loans you’re eligible for,...