Personal FinanceBudgeting & Saving Money

Budgeting & Saving Money

Woman swimming in the ocean on vacation

How To Plan a Vacation on a Budget

Who doesn’t need the occasional break from their daily grind? Vacations are a great way to get away from it all, travel and explore.  And unless your idea of a vacation is watching The Great British Bake Off from your couch for a week (technically a staycation) – traveling can get real pricey real quick....

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Portrait of retired woman

What is a Trust Fund & How Do You Use It?

A trust fund is a financial tool where an individual can store assets for the benefit of another person or organization. If you’re in the process of planning your estate, you might be considering a trust fund to secure your family’s financial needs.  They might be a popular option, but few people know all the...

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Conceptual pattern of gift boxes of various sizes

How To Create a Holiday Budget

The holiday season is right around the corner. Many of us are looking forward to spending time with loved ones, recreating annual traditions, gift giving (and gift receiving), and indulging in the season’s foods, desserts, and pumpkin spice everything (we see you, #TeamPSL).  So many of us get wrapped up in the “reason(s) for the...

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Jar of money labeled rainy day

Emergency Fund: A Quick Guide

Life is full of surprises. Sometimes we get lucky and hit the lottery. Other times we have bad luck: we lose our job, we get into an accident or our home is damaged. When bad luck happens, it often gets expensive quickly. That’s why it’s a good idea to have an emergency fund. If you...

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Girl counting coins in a jar

5 Key Components of Financial Planning

We all have things we want to accomplish. And the first step is usually coming up with a plan. Unfortunately for many of us, we don’t have a plan for our finances. A financial plan doesn’t have to be complicated. Use one to set some concrete financial goals and then make decisions to meet those...

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