Debt, Credit & Paperwork

Investments are a valuable way to plan for your future. And if you’re planning on buying a house, they can be particularly valuable assets now. You can use these assets for a mortgage application. If your main source of income isn’t enough to qualify for a mortgage loan or you’re wondering if you can qualify...

Picture this: You’ve settled into bed in your new home, only to be woken up at 2:00 a.m. by the persistent drip of water on your forehead. After investigating, you discover that the roof has major, long-standing defects that will cost a lot of money to fix.  A Seller’s Disclosure – sometimes referred to as...

Ready to buy a house? Well, besides finding a property you like, you’ll need to acquaint yourself with the mortgage process so you can get a good home loan. One of the first things a mortgage lender will ask you at the start of the preapproval process is, “What is your credit score?” It’s an...

You may be done with school, but you’re still getting graded. Say hello to your credit score! It’s the financial world’s way of grading how reliable you are with the money you borrow. If you’re looking to buy a car, apply for a credit card or buy a home, you’ll want to make sure your...

If you’ve gone through bankruptcy and aspire to own a home, you are likely wondering if you’ll be able to get your finances back on track and fulfill your homeownership dreams. In this regard, you’re not alone. In 2020, more than 500,000 people filed for Chapter 7 and Chapter 13 bankruptcy. So, while bankruptcy can...

Although we set out looking for the perfect house to buy, we may come to realize that ours just isn’t out there – yet.  That’s why, as a home buyer, it’s so important to make sure you work out a real estate purchase agreement that lands you the best deal you can swing with the...

No pain, no gain. To turn a house you love into your very own home, you’re going to have to put in some serious time and effort to get it. It’s usually a faster process for first-time home buyers because they don’t have to sell a house while they’re trying to buy their next one....

You can go online right now and buy a car – boom, done – so why not buy a house online, too? More people than ever are buying homes online. Sure, there’s more involved in the home buying process than there is for a car. But if you know what you’re looking for in a...

If you’re thinking about buying a home, you’ll need to do some serious research before you make any major decisions – especially if you have federal or private student loan debt. Before you hit the panic button, we want you to know that student loan debt doesn’t have to be an obstacle to buying a...