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Michelle Lambright Black

MoneyTips Reviewer
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Michelle Lambright Black is a leading credit expert, author, writer, and speaker with over a decade and a half of experience in the credit industry. She is an expert in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. She is featured monthly at credit seminars, podcasts, and in print.

Read Articles Reviewed by Michelle

Co-Signing for a Credit Card How To Check Your Free FICO® Score (and Every Other Free Credit Score) In Under 5 Minutes Using Credit Cards Responsibly What Is a Credit Builder Loan? Another Way To Build Credit How To Rebuild Credit: A DIY Credit Repair Guide How To Build Credit: 5 Ways To Increase Your Credit Scores How To Keep Your Credit Scores High During Retirement How to Avoid Paying Interest on Credit Cards Does Closing a Credit Card Hurt Your Credit? What’s a Grace Period for a Credit Card? The Secret to Never Paying Interest Charge Cards vs. Credit Cards — What’s the Difference? How Credit Card Balance Transfers Work

Read Articles by Michelle

How Many Types of Accounts Should I Have on My Credit Reports? Credit Locks vs. Credit Freezes — What’s the Difference? What Is a Finance Charge and How Do I Avoid It? What Is an Excellent Credit Score? Payday Loans: How They Work and Why They’re Usually a Bad Idea Does Getting Denied for a Credit Card Damage Your Credit Scores? What Is Deferred Interest Financing and How Does It Work? Credit Card Chargebacks – How To Get Your Money Back How Does Credit Card Debt Settlement Work? Is It Right for You? How Your Debt-to-Income Ratio Affects Your Eligibility for New Credit Do 609 Dispute Letters Actually Help? Explanation and Sample Letter What Does a Negative Balance on a Credit Card Mean?

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