Debt-to-Income Calculator
Your debt-to-income (DTI) ratio tells you how financially healthy 💖 you are and helps you figure out your mortgage eligibility. To calculate your DTI, enter your gross monthly income & your monthly debts. Then sit back (relax) and watch the magic ⚡ happen!* *Calculations are estimates based on the information you enter. They are not recommendations.
Calculate My Ratio❓ Curious what your debt-to-income (DTI) ratio is? Enter your figures and find out!
Learn About DTI🟢 On Track – Hey money maestro! You’re right on track for your house-buying journey! Make sure you have all the information you need to make the right choice.
How much can I afford?🟢 On Track – You’re right on track for your house-buying journey!
How much can I afford?🚨 Above Recommended DTI – Some lenders have different requirements to qualify but it’s worth looking into your credit and finding out what you can afford within your budget.
Learn About DTI🚨 Too Much Debt – Seems like you’ve got a little too much debt to qualify with the income you’ve put in! Do you want to try again?
That can be a sign to mortgage lenders that you’re ready to buy a home! Get in touch with an expert to chat about your options.
