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Home Buying Costs

A conceptual image of a house built on top of land.

How To Buy Land and Build a House: A Step-by-Step Guide

Buying a home can be complicated when the house has already been built. Buying land with the intent to build on top of it is an even longer process. No need to stress. In this guide, we’ll walk you through seven straightforward steps for how to buy land and build a house. We’ll cover the...

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A young couple discusses their options with a real estate agent.

Breaking a Lease To Buy a House: What To Know

The housing market waits for nobody. If a great deal pops up in the right area, it could be gone before you have a chance to let your lease expire. But is breaking a lease to buy a house really a good idea? Or should you wait until you’re closer to the end of your...

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Conceptual image of mortgage paper work and keys to a home

Home Buying, Simplified: 5 Steps with Helpful Resources

Buying a home can be overwhelming, especially for first-time buyers. That’s where we come in. We’ve broken down the process into five straightforward steps, including resources to help you complete each one.  As the adage goes, “How do you climb Mt. Everest? One step at a time.” 1. Organize Your Finances Your first order of...

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A conceptual image showing bitcoins over a black background.

Can You Buy a House With Bitcoin? A Guide

Can you buy a house with Bitcoin or another type of cryptocurrency? Maybe – if you’re buying a home without a mortgage loan. But if you want to finance the purchase of a home with a mortgage, you’ll usually need to rely on old-fashioned U.S. dollars. However, that doesn’t mean cryptocurrency – digital money like...

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Man and woman cooking together in the kitchen at the stove in their home

Is Buying a House a Good Investment?

Is buying a house a good investment? The short answer is usually yes – but only if you’ve considered all the potential financial rewards and risks associated with homeownership. While buying a home can be incredibly rewarding when done right, it’s crucial to understand that the profitability of a home purchase will depend on many...

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Home with solar panels

Things To Consider When Buying a Home With Solar Panels

Buying a house with solar panels can be an appealing opportunity. It’s a modern, environmentally friendly option that can substantially lower your electricity bills, increase your home’s value and allow you to commit to a more sustainable lifestyle.  Despite its benefits, buying a home with solar panels can present some unique complications, especially if you...

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Modern open kitchen with high end appliances

Do the Appliances Come With the House?

Functioning, modern appliances can add a tremendous amount of value to your home. The sum value of all appliances can be worth several thousand dollars. So, getting the appliances included with your home purchase can have a tremendous impact on the home’s “true” value. As you’d probably expect, whether appliances come with the house will...

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Painted Houses in a row

Assessed Value vs. Appraised Value: A Guide

Whether you’re a new homeowner or first-time home buyer, you may have heard the terms “assessed value” and “appraised value” thrown around by your loan officer or real estate agent.  Despite sounding similar, the two names serve very different purposes when it comes to home value. This can lead to significant differences in how the...

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Crack in the Sidewalk

Is Earthquake Insurance Worth It?

Traditional homeowners and renters insurance does not cover earthquakes, making earthquake insurance one of the few options available to people in high-risk zones like California, Hawaii or Alaska. While many homeowners skip earthquake insurance due to high costs, that doesn’t mean you should make the same choice.  To better understand the advantages and disadvantages of...

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Group of old valves

Does Homeowners Insurance Cover Plumbing?

Wondering if your homeowners insurance policy covers plumbing? Whether you’re experiencing a plumbing issue or want to understand your policy better, it’s good to be prepared.  Homeowners insurance protects your property from the unexpected, like fire or storm damage. Luckily, many plumbing mishaps are covered. But when they aren’t, reviewing your policy and understanding what’s...

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Electric danger risk

Does Homeowners Insurance Cover Electrical Panel Replacement?

Your electrical panel is essentially the brain of your home’s electrical system. It is the control center of your home’s power and one of the most crucial systems in your home.  Like anything else, your electrical panel can malfunction or break, requiring you to repair or replace it. When the time comes to upgrade (aka...

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Row of homes

Are Home Warranties Worth It, Really?

It’s no secret that home repairs are an unavoidable part of homeownership. And while some fixes may be cheap and easy, others can be more costly and quite complicated. That’s why home warranties can be such a valuable tool for homeowners. They can help alleviate your financial burden when things break or break down. Like...

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