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Home Costs

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How Much Does It Cost To Build a House?

If you’re planning on becoming a homeowner right now, you may be feeling frustrated. Home prices are on the rise and available housing stock is getting snatched up every day. That may leave you wondering if you’ll end up paying more for a house that isn’t even the home of your dreams. What if –...

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many keys pointing to a lock to introduce when to lock your mortgage rate

When To Lock Your Mortgage Rate

It would be a major bummer if the interest rates set by the Federal Reserve shot up during closing and your payments for your dream home became unaffordable. With interest rates being very unpredictable, even the slightest bump in rates could impact your final purchase price, even if you started the home buying process a...

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What Is Mortgage Insurance? MIP vs. PMI

A mortgage is a big commitment. When you’re buying a home, your lender wants to know you’re in it for the long haul, and capable of paying for it. For the mortgage lender, a client can show that by making a 20% down payment on the home. Even when 20% down isn’t possible, lenders are...

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