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Michelle Lambright Black

MoneyTips Reviewer

Michelle Lambright Black is a leading credit expert, author, writer, and speaker with over a decade and a half of experience in the credit industry. She is an expert in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. She is featured monthly at credit seminars, podcasts, and in print.

Read Articles Reviewed by Michelle

Co-Signing for a Credit Card How To Check Your Free FICO® Score (and Every Other Free Credit Score) In Under 5 Minutes Using Credit Cards Responsibly What Is a Credit Builder Loan? Another Way To Build Credit How To Rebuild Credit: A DIY Credit Repair Guide How To Build Credit: 5 Ways To Increase Your Credit Scores How To Keep Your Credit Scores High During Retirement How to Avoid Paying Interest on Credit Cards Does Closing a Credit Card Hurt Your Credit? What’s a Grace Period for a Credit Card? The Secret to Never Paying Interest Charge Cards vs. Credit Cards — What’s the Difference? How Credit Card Balance Transfers Work

Read Articles by Michelle

What Is a Credit Bureau or Credit Reporting Agency? Employer Credit Checks — How to Prepare for Your Next Job Application Credit Card Processing Fees: Explained & How to Avoid Them What Is The Truth In Lending Act, and How Does It Protect You? The Equal Credit Opportunity Act and How It Protects Borrowers How Often Do Credit Scores Update? How Long Does a Balance Transfer Take? What Is the Fair Credit Reporting Act & What Are Your Credit Reporting Rights Federal Reserve Interest Rate: How It Works and What It Means for You What Is a Cash Advance? A Definition and Why You Should Avoid Them Why Did My Credit Scores Drop? Common and Uncommon Reasons Credit Score Ranges — Good, Bad, and Excellent

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